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Life Insurance Benefits 
 
Life Insurance
The City offers basic life insurance at no cost to regular employees.  Your basic life insurance coverage is equal to two times your base earnings with a maximum of $100,000. Employees may also purchase supplemental and/or dependent life insurance.

Supplemental Life Insurance
Employees may purchase supplemental coverage in the amount of 1, 2, 3 or 4 times your base annual earnings adjusted to the next highest multiple of $1,000 with a maximum of $700,000. The employee pays the full cost of this benefit.

Accidental Death & Dismemberment
AD&D insurance pays a benefit to you if you're seriously injured in an accident or to your beneficiary if you die as the result of an accident.  Your AD&D coverage is equal to two times your base annual earnings up to a maximum of $100,000 and is provided at no cost to you.