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Homeownership Rehabilitation

The Safe Home Housing Rehabilitation Program provides grants or low-interest loans to low and moderate-income homeowners who are non-bankable.  The program seeks to correct code and incipient violations (items in a house that will need to be repaired or replaced in 2 - 3 years) and make general property improvements. 


Housing Rehabilitation image

Who is Eligible for Safe Home?
  • Low to moderate-income persons or families (households with incomes below 80% of the area median income) who are the owner and occupant of the property
  • Property is located within the City of Charlotte
  • The household consists of US Citizens, Resident Aliens or any of the exempt classes defined in the US Attorney General’s Order
  • The Homeowner does not have cash on hand to complete the repair
  • The applicant has lived in the house to be rehabilitated for one year for Safe Home, and no requirement for LeadSafe Charlotte
  • The Homeowner is current on all property taxes, or if less than two years back taxes are owed, is participating in a formal repayment plan with the Tax Assessor,  and/or the property is not subject to any other Federal, State and Local liens 
Income Limits
Household income which does not exceed 80% of the area median income for the household size:
                 FAMILY SIZE
 % of income
     1     
    2    
3
4
5
6
7
 80%
 $35,950
$41,100 
$46,250 
$51,350 
$55,500 
$59,600 
$63,700 
 
What next?
Call 704-336-3311 to get pre-qualified. Once pre-qualified, complete an application and attach the necessary documents indicated on the information checklist provided and return as soon as possible to our office.
 
Then What?
After verification of the information provided and the determination of eligibility, an inspection of the property will be made by a Rehabilitation Specialist to determine the current condition of the property, and preliminary feasibility for inclusion in the Safe Home and or LeadSafe Charlotte programs.  Homeowners are encouraged to assist the Rehabilitation Specialist by providing information on problems that you know exist and need repair.  After the inspection, if rehabilitation is deemed feasible, a meeting will be set up to discuss the details of the programs, responsibilities of the City, the Homeowner, and the Contractors.
 
Preference will be given in situations that threaten the health and safety of the occupants or have been cited by the City of Charlotte Code Enforcement Division.   Homes enrolled in the Safe Home program are prioritized as follows:
  1. Under Code Enforcement
  2. Elderly or Disabled household member
  3. Families with Children  

For more information, contact Waleska Selles at 704-336-3311.