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Address

Office Location:

700 E. Fourth St.
Suite 220
Charlotte, NC 28202
Hours: Mon-Fri 8 a.m - 5 p.m.

Contact

Employee Services Center
704-432-6947

Non-Medicare Retiree Open Enrollment 2017

This pages is designed to present your 2017 health insurance choices and identify the resources available to you for additional information

Non-Medicare retirees have a choice for the 2017 coverage year – a traditional Preferred Provider Organization (PPO) or a High Deductible Health Plan with a Health Savings Account (HSA).  The County will remain with CIGNA in 2017; both plan options are provided by CIGNA.  Features and rates of the options are listed below.  The coverage effective date for both plans is January 1, 2017.

 

Details & Key Dates for 2017 Health Insurance Choices:

  • September - Enrollment information will be mailed to you.     
  • December - You will receive a new insurance card in late December.
  • You may cover your spouse and children (up to age 26).  Mecklenburg County reserves the right to request proof of dependent eligibility at any time. 

 

Features and Rates are listed below for your review, and can also be downloaded and printed.  They are:

 

2017 Plan Summary Documents:

 

For additional information please attend one of our educational sessions (see chart attached).  Please RSVP for a session by calling the County's Employee Services Center 704-432-6947 or 1-866-912-6947.


 Medical Plan Choices for 2017

Deductible (Single/Family)  PPO Plan
HSA Plan
In-Network
Deductible (Single/Family)
$600/$1,200 $1,600/$3,200
Out-of-Network
Deductible (Single/Family)
$1,500/3,000 $3,200/$6,400
HSA Seed (Single/Family) N/A $750/$1,500
HSA Bonus Seed (Single/Family)
only for employees that enroll during                  open enrollment 10/24/16-11/18/16
N/A $750/$1,500
Total HSA Seed (Single/Family) N/A $1,500/$3,000
Coinsurance  
In-Network 20% 20%
Out-of-Network 40% 40%
In-Network
OOP Max (includes deductible)
$3,600/$10,800 $3,550/$7,100
Out-of-Network    
Lifetime Maximum Benefit Unlimited Unlimited
Physician Services  
Office Visits (PCP/Specialist) $25/$40 20% after ded.
Preventative Care Covered at 100% Covered at 100%
Allergy Injection    Covered at 100% 20% after ded.
(by non-physician)
Surgery 20% after ded. 20% after ded.
Hospital/Facility
Inpatient/Out Patient Hospital 20% after ded. 20% after ded.
Emergency Room 20% after ded., $225 20% after ded.
Urgent Care $25 20% after ded.
Prescription Drugs (Retail)  
Retail Generic $10 20% after ded.
Retail Preferred Brand 20%
$25 min, $75 max
20% after ded.
Retail Non-Preferred Brand 40%
$50 min, $100 max  
20% after ded.
Mail Order Prescription Drugs 3 month supply for the price of 2 months
Vision Care  
Routine Eye exam $25 copay
(one visit/24 mths)
20% after ded.


Address

Office Location:

700 E. Fourth St.
Suite 220
Charlotte, NC 28202
Hours: Mon-Fri 8 a.m - 5 p.m.

Contact

Employee Services Center
704-432-6947