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Flood Grants
More than 50 people have applied for grants or loans since the County opened its Disaster Assistance Center last Saturday.

September 9, 2008


Charlotte, NC – More than 50 Mecklenburg County residents have applied for state funded disaster grants or federally backed flood recovery loans since the Disaster Assistance Center opened in Charlotte last Saturday. 

“We’ve had a mix of renters, homeowners, and business owners come through so far,” said Dave Canaan, head of the County’s portion of Charlotte-Mecklenburg Storm Water Services. “Some lost personal belongings in the flood, some need to replace a ruined air conditioner, while others need a loan to replace a waterlogged vehicle.” Residents may also apply for disaster loans to improve their property to protect against future flood damage, such as elevating floodprone components of a structure. 

The loans and grants are for those who suffered flood losses in late August due to Tropical Storm Fay.  

The U.S. Small Business Administration administers a low-interest disaster loan program for those whose flood losses are not already covered by insurance or other compensation. Applicants must have a credit history acceptable to the SBA, must show the ability to repay all loans, and collateral is required for certain loan amounts.  

North Carolina Emergency Management offers grants to eligible disaster victims who do not qualify for an SBA loan.  To qualify for a state grant, victims must also be uninsured or underinsured and must apply separately for a state loan. Much like the federal process, the state disaster assessment teams will review each case to see if the homeowner qualifies for the special grants. 

The Disaster Assistance Center is open at the Mecklenburg County Hal Marshall Services Center Annex at 618 North College Street in Charlotte. SBA representatives are taking loan applications in person weekdays through Friday, September 12 from 8 a.m. to 6 p.m. Residents can request a mailed application by calling 704-432-1898. Forms are also available at

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