Anywhere it rains, it can flood. Regular insurance does not cover flood damage. Just because you haven't flooded in the past doesn't mean you won't in the future.

Who should buy flood insurance? How do I buy flood insurance? Discounts on flood insurance premiums Flood Zone designations on flood insurance rate maps Charlotte-Mecklenburg Flood Insurance Brochure (pdf) Flood Insurance how-to guide (pdf) FEMA documents: Flood Insurance: How it Works (pdf) Guidelines for Mandatory Purchase of Flood Insurance (pdf) Flood Insurance: Answers to Tough Questions (pdf) Understanding your Flood Insurance Policy (pdf) Flood Insurance Claims handbook (pdf)