How much coverage is available?
Homeowners: can buy coverage up to $250,000 for the building and up to $100,000 for contents
Business owners: can buy coverage up to $500,000 for the building and another $500,000 for contents
Renters: can buy coverage up to $100,000 for contents
How much flood insurance coverage do I need?
Check out the "Cost of Flooding" interactive tool from the National Flood Insurance Program.
Likelihood of flood damage
Areas with a 1% chance of flooding in a given year are considered high-risk areas. At least 25% of homes in high-risk areas flood at least once during the term of a 30 year mortgage. Many flood more than once.
How do I buy flood insurance?